Financial Planning

Income-Tax Loss Harvesting Strategy:    A Smart Legal Tool to Reduce Capital Gains Tax in India

Investors often focus only on earning returns — equity gains, mutual fund growth, real estate appreciation, etc. However, smart investing is not only about making profits; it is also about managing taxes efficiently. One of the most powerful — yet lesser-known — techniques available to investors in India is the Income-Tax Loss Harvesting Strategy. Loss […]

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Can a Tenant Claim Ownership of a Rented House in India? Legal Position Explained with Case Laws

One of the most common concerns among property owners and landlords in India is whether a tenant, by staying in a property for a long period, can legally claim ownership of that property. On the other hand, tenants often believe that long, uninterrupted possession gives them ownership rights. This article explains the legal position under

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Guidance on Housing Loan Preclosure vs. Investment Decision

Query  Housing loan preclosure dilemma I want to preclosure the housing laon with maturity funds in ppf , fd and savings Second thought is to invest in mf and fd backup for any uncertainty in spouse job, if I preclose I don’t have any back up for emergency except for salary income from sposue and

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The Importance of Net Worth Computation: Are You Financially Aware?

Managing personal finances can sometimes feel overwhelming, but knowing your net worth is a critical first step toward gaining control over your financial future. Your net worth is essentially a snapshot of your financial health at a given point in time. It’s the difference between what you own (assets) and what you owe (liabilities). Many

The Importance of Net Worth Computation: Are You Financially Aware? Read Post »

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